Top 25 P&C Carriers
Top 25 Property & Casualty Insurance Carriers
Compare the leading P&C insurance carriers by rating, company strength, specialty, pros and cons, life policy bundling discounts, EV driver compatibility, customer service ratings, and InsurTech innovation — all in one place.
Carriers
25
Top Rating
A++
EV-Friendly
0
Updated
2026
Movers & Shakers — P&C, 2025 Market Share
In — new to the list
- Zurich Insurance Group — enters at #14 after closing its $10.9B acquisition of Beazley
Out — dropped off the list
- NJM Insurance Group — drops out of the Top 25
Progressive moves up to #2, now within a fraction of State Farm in US private passenger auto — State Farm 18.64% to Progressive 18.60% (NAIC).
State Farm and Allstate plan to reopen to new homeowners business in California after 2026 rate approvals.
Chubb is the largest US writer of commercial other-liability at 7.19% market share, with Travelers second at 4.66%.